Blog - Roxanne Qualls

Cost of buying, Home Buying and Selling

What You Need To Know About Credit Scores

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine […]
Home Buying and Selling

Navigating a Low-Inventory Market: 5 Tips for Homebuyers

A seller’s market is a challenging time to buy, but these strategies will help you find a home. The current real estate market can be challenging for homebuyers, because the demand for homes exceeds the supply available for sale. Finding a home can seem like an insurmountable task in this type of competitive market, but […]
Home Buying and Selling

Is It Time To Sell?

Falling out of Love with Your House? It May Be Time To Move. Owning a home means having a place that’s solely your own and provides the space, features, and location you and your loved ones need. But what happens when your needs change? If this hits home for you, it may be time to […]
Cost of buying, Home Buying and Selling, Keep Current with Roxanne

Why Aren’t Home Prices Crashing?

Why Aren’t Home Prices Crashing? There have been a lot of shifts in the housing market recently. Mortgage rates rose dramatically last year, impacting many people’s ability to buy a home. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a rise in headlines saying prices […]

Cost of buying What You Need To Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine […]

Home Buying and Selling Navigating a Low-Inventory Market: 5 Tips for Homebuyers A seller’s market is a challenging time to buy, but these strategies will help you find a home. The current real estate market can be challenging for homebuyers, because the demand for homes exceeds the supply available for sale. Finding a home can seem like an insurmountable task in this type of competitive market, but […]

Home Buying and Selling Is It Time To Sell? Falling out of Love with Your House? It May Be Time To Move. Owning a home means having a place that’s solely your own and provides the space, features, and location you and your loved ones need. But what happens when your needs change? If this hits home for you, it may be time to […]

Cost of buying Why Aren’t Home Prices Crashing? Why Aren’t Home Prices Crashing? There have been a lot of shifts in the housing market recently. Mortgage rates rose dramatically last year, impacting many people’s ability to buy a home. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a rise in headlines saying prices […]

Home Buying and Selling Should you Think About Buying a Condo? Reasons To Consider Condos in Your Home Search Are you having trouble finding a home that fits your needs and your budget? If so, you should know there’s an option worth considering – condominiums, also known as condos. According to Bankrate: “A condo can be a more affordable entry point to homeownership than a single-family […]

Home Buying and Selling Home Values Keep Increasing Equity Gains for Today’s Homeowners Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates. How Equity Has Grown in Recent […]

Home Buying and Selling Major Pieces of a Purchase Contract GUIDANCE The Purchase Contract Major Components of Any Purchase Contract Offered sale price. And in a competitive market, an escalation clause may be an option to consider. Amount of earnest money. The earnest money is a portion of your down payment which is placed in a trust account and held by the broker. This deposit serves as assurance to […]

Cost of buying Don’t Forget to Include Closing Costs! What You Should Know About Closing Costs Before you buy a home, you should plan ahead. Most buyers just consider how much they need to save for a down payment, and many are surprised by the closing costs they have to pay. You don’t want to be caught off-guard when you close on your home. […]

Home Buying and Selling It is Time to Consider Buying a New Build Should You Consider Buying a Newly Built Home? If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built. The Number of Newly Built Homes Is on the […]

Home Buying and Selling Lower Mortgage Rates Are Bringing Buyers Back to the Market Mortgage rates rose last year, and activity in the housing market slowed down. As a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling. Now rates are beginning to come down—and buyers are starting to reenter the market. In fact, the latest data […]

Cincinnati Development CAGIS: Exploring the Cincinnati Area Geographic Information System Today we’re exploring the Cincinnati Area Geographic Information System or CAGIS. Here is some information from the CAGIS website about their public online tool that anyone can access and use: “CAGIS Online is a powerful web mapping site that provides public access to key CAGIS GIS data. It enables users to create sophisticated maps tailored […]

Cincinnati Development Cincinnati Development: Artichoke in OTR So much has changed in the area of Cincinnati known as OTR or “Over-the-Rhine”. This area of the city was originally settled by German immigrants in the mid-to-late 1800’s and early 1900’s and was a bustling and heavily populated area. But because the mainstay of German business was beer-making, the area emptied out and lost […]

Cincinnati Development Cincinnati Development: How to Qualify for a Tax Abatement In this week’s episode of Cincinnati development updates, I show you how to access information about the City’s tax abatements programs for homeowners who want to make improvements to their homes. Tax abatements allow homeowners to pay taxes on the pre-improvement value of their home for 10-15 years. Property tax abatement is available for any […]

Cincinnati Development Cincinnati Development and You Welcome to my bi-weekly updates where I help you stay connected to what’s going on in Cincinnati development. My job as a real estate agent is to empower my clients by giving helpful information, so every other Wednesday I’ll use this space to keep you informed and updated on what’s happening in planning commission and […]

Cincinnati Development Knowing what developments are happening before they happen! Many people complain about being surprised about major real estate developments happening in their community. But, there are ways to stay informed. The easiest is to pay attention to what is going on at the Cincinnati Planning Commission and the Hamilton County Regional Planning Commission. Cincinnati’s Planning Commission meets on Friday, April 2 at 9 […]